Lender Credits on an Arizona Mortgage 2026: How to Get the Lender to Pay Your Closing Costs
Published on: 09/21/2026
A lender credit is money your lender applies to closing costs in exchange for a slightly higher rate. With 30 year rates near 7%, it can cover $8,000 or more for Phoenix buyers. Here is the real math. Pillar Mortgage Group, NMLS #2700076